Bashin da ake bai wa kamfanoni da masu zuba jari a Najeriya ya ragu sosai da fiye da Naira tiriliyan 14 cikin watanni biyu kacal, inda ya fadi zuwa Naira tiriliyan 80.59 a watan Afrilu 2026 daga kololuwa Naira tiriliyan 94.61 a watan Fabrairu 2026, duk da matakin sassauta manufofin kudi da Central Bank of Nigeria (CBN) ta dauka.
Sabbin bayanan CBN sun nuna wannan raguwa, duk da cewa ba a fitar da alkaluman watan Maris ba, abin da ya haifar da gibi a jerin rahotannin.
A kwatankwacin shekara da ta gabata, bashin har yanzu ya fi Naira tiriliyan 78.07 da aka samu a watan Afrilu 2025, wanda ke nuna cewa matakin bayar da lamuni ya fi na bara.
Sai dai jimillar bashin cikin gida ya ragu zuwa Naira tiriliyan 120.18 a Afrilu daga Naira tiriliyan 133.97 a Fabrairu, yayin da sauran kadarorin bankuna suka ragu zuwa Naira tiriliyan 11.88 daga Naira tiriliyan 20.75, abin da ke nuna sauye-sauye masu yawa a tsarin kadarorin banki.
Duk da haka, kadarorin cikin gida na bankuna sun karu zuwa Naira tiriliyan 100.97 a Afrilu daga Naira tiriliyan 97.55 a Fabrairu, abin da ke nuna cewa har yanzu akwai kudi a tsarin bankuna ko da yake bayar da lamuni ya ragu.
Masana sun ce wannan raguwar na iya shafar bangarorin masana’antu, noma da kananan kasuwanci da ke dogaro da samun lamuni daga bankuna.
A taron kwamitin manufofin kudi na Central Bank of Nigeria karo na 304 a Fabrairu 2026, an rage kudin ruwa (MPR) da maki 50 zuwa kashi 26.5 cikin dari, yayin da aka bar kaso na ajiyar kudi (CRR) a kashi 45 cikin dari ga bankunan kasuwanci da kashi 16 cikin dari ga bankunan merchant. Haka kuma an bar matakin ruwa (Liquidity Ratio) a kashi 30 cikin dari.
Masana tattalin arziki sun bayyana cewa wannan raguwar kudin ruwa ba ta yi tasiri sosai ba saboda matsalolin tattalin arziki, tsadar rance, matsin canjin kudi da kuma fifikon bankuna wajen saka kudadensu a cikin takardun gwamnati.
Kungiyar Centre for the Promotion of Private Enterprise (CPPE) ta yi gargadi cewa raunin tsarin bada lamuni na Najeriya na ci gaba da hana samun kudade a bangarorin da ke samar da tattalin arziki.
A halin da ake ciki kuma, jimillar kudin da ke yawo a tattalin arziki (M3) ya karu zuwa Naira tiriliyan 124.99 a Afrilu 2026 daga Naira tiriliyan 123.12 a Fabrairu, lamarin da ke nuna cewa kudade ba sa shiga yadda ya kamata cikin ayyukan da ke samar da ci gaban tattalin arziki.
