Central Bank of Nigeria (CBN) ta bayyana aniyarta ta ƙara tsaurara sa ido kan bankuna bayan kammala shirin ƙara jarin bankuna na naira tiriliyan 4.65, wanda aka ƙaddamar domin ƙarfafa shugabanci, kula da haɗari da kuma ɗaukar alhakin shugabannin bankuna.
Ana sa ran bankunan kasuwanci da suka tara sabbin jarin za su karkata kuɗaɗen zuwa fannoni masu amfani ga tattalin arziki domin bunƙasa ci gaba da samar da ayyukan yi.
Gwamnan Central Bank of Nigeria, Olayemi Cardoso, ya bayyana shirin ƙara jari a matsayin “wani muhimmin mataki na dabaru” domin gina ƙarfin bankuna da dawo da amincewar masu zuba jari.
Sabbin ƙa’idojin ƙara jari — naira biliyan 500 ga bankunan ƙasa da ƙasa, biliyan 200 ga bankunan ƙasa, da biliyan 50 ga bankunan yankuna — sun sauya yanayin gogayya a fannin banki, tare da tilasta wa cibiyoyin kuɗi sake tsara dabarunsu da tsarin shugabanci.
International Monetary Fund (IMF) ta yaba da shirin, tana mai cewa ƙarin jarin zai taimaka wa bankunan Najeriya wajen jure matsin tattalin arziki da kuma tallafa wa manufofin kuɗi.
Mai ba IMF shawara kan harkokin kuɗi, Tobias Adrian, ya ce, “A lokacin matsin tattalin arziki ne muhimmancin jarin bankuna ke fitowa fili.”
Cardoso ya jaddada cewa ƙarfafa asusun bankuna dole ne ya tafi tare da tsauraran matakan shugabanci. Sabbin matakan sun haɗa da iyakance bayar da rance ga masu alaƙa da bankuna, wajabta samun amincewar hukuma watanni shida kafin sabon shugaban banki ya fara aiki, da kuma tsarin jari bisa girman haɗarin da banki ke fuskanta.
Ya ce wajibi ne daraktocin bankuna su kasance “masu kula da amanar bankuna” ta hanyar jagorantar su cikin sauye-sauyen tattalin arziki tare da kiyaye ƙa’idojin gaskiya da nagarta.
Masana harkokin kuɗi sun ce shirin ƙara jari ya dawo da amincewa a tsarin banki, inda yanzu bankuna ke da damar tallafa wa ayyukan more rayuwa, masana’antu, noma da ƙananan sana’o’i — muhimman fannoni ga shirin bunƙasa tattalin arzikin Najeriya.
Sai dai masu sa ido sun yi gargaɗin cewa nasarar shirin za ta dogara ne kan yadda bankunan za su yi amfani da jarin wajen tallafa wa tattalin arziki na gaskiya, musamman ganin yadda hauhawar ribar ruwa da rashin tabbas a manufofi ke ci gaba da zama ƙalubale. Duk da haka, ana kallon sabon tsarin bankunan a matsayin wata dama ta haɓaka ci gaba, kirkire-kirkire da bunƙasar tattalin arziki.
