Kudin da ke hannun jama’a a wajen bankuna a Najeriya ya ragu da kimanin ₦197.68bn a watan Janairu 2026, inda ya sauka zuwa ₦5.21tn, a cewar bayanan Money and Credit Statistics na Central Bank of Nigeria (CBN).
Raguwar ta zo ne yayin da jimillar kudin da ke yawo (currency in circulation) ta dan ragu zuwa ₦5.73tn, duk da cewa kaso na kudin da ke wajen bankuna har yanzu yana da yawa, wato kashi 90.91%, daga kashi 94.33% a watan Disamba 2025.
Idan aka kwatanta da shekarar da ta gabata, kudin da ke wajen bankuna ya karu, daga ₦4.74tn a Janairu 2025 zuwa ₦5.21tn a Janairu 2026, yayin da jimillar kudin da ke yawo ta karu da ₦495.68bn.
Jimillar kudin tattalin arziki (M3) ta ragu da ₦1.05tn zuwa ₦123.36tn a watan Janairu, wanda ya samo asali daga raguwar kadarorin waje (net foreign assets), da suka sauka daga ₦31.51tn a Disamba zuwa ₦29.61tn.
A cikin watan, darajar naira ta dan karfafa, inda ta rufe a ₦1,391 kan dala daya, idan aka kwatanta da ₦1,431/$ a farkon Janairu. Wannan ya taimaka wajen rage darajar kadarorin waje idan aka lissafa su a naira.
A gefe guda kuma, kadarorin cikin gida (net domestic assets) sun karu zuwa ₦93.76tn, karin ₦850.76bn idan aka kwatanta da watan da ya gabata, wanda ke nuna karuwar rance da kuma ingantuwar yanayin kudade a cikin gida. Haka kuma, kudin gaggawa (narrow money) ya karu zuwa ₦42.33tn, wanda ya nuna karin ₦5.57tn idan aka kwatanta da bara.
A wannan yanayi, Kwamitin Manufofin Kudi (MPC) na CBN ya rage kudin ruwa (interest rate) da maki 50 zuwa kashi 26.5%, yana mai cewa hauhawar farashi na raguwa tare da ingantuwar kasuwar canjin kudade.
Gwamnan CBN, Olayemi Cardoso, ya ce hauhawar farashin abinci ya sauka zuwa kashi 8.89%, mafi karanci cikin shekaru 13.
Cardoso ya kuma jaddada kudurin MPC na ci gaba da amfani da hujjoji wajen yanke shawara, yana mai cewa rage hauhawar farashi zai ci gaba, musamman sakamakon daidaituwar darajar canjin kudade da kuma karin samar da abinci.
